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Study: Money-spending habits can reveal your personality
According to research published in the journal of Psychological Science, over 2 million spending records from more than 2,000 individuals indicate that when people spend money in certain categories, this can be used to infer certain personality traits, such as how materialistic they are or how much self-control they tend to have.
"Now that most people spend their money electronically - with billions of payment cards in circulation worldwide - we can study these spending patterns at scale like never before. Our findings demonstrate for the first time that it is possible to predict people's personality from their spending," said Joe Gladstone, who co-led the research.
We all spend money on essential goods, such as food and housing, to fulfill basic needs - but we also spend money in ways that reflect aspects of who we are as individuals. Gladstone and colleagues wondered whether the variety in people's spending habits might correlate with other individual differences.
"We expected that these rich patterns of differences in peoples spending could allow us to infer what kind of person they were," said Sandra Matz, another researcher of the project.
For the research, account holders completed a brief personality survey that included questions measuring materialism, self-control, and the "Big Five" personality traits of openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism.
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