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Soon, WhatsApp Payments to launch in India
WhatsApp Payments, which is still in a beta mode, is under scrutiny from the government and Reserve Bank of India (RBI) over concerns of data processing. The government has clarified that Indian financial data needs to be stored onshore and if it is processed outside, it needs to be brought back within 24 hours. Regulators have raised concerns over WhatsApp's clauses, which is why the service has been delayed in India.
But Zuckerberg seems to be optimistic about WhatsApp's long-delayed payments service and its future in the world's second-most populous market. In India, digital payments have exploded post the demonetization drive in 2016. According to investment banking firm Credit Suisse, India's digital mobile payments market is set to reach $1 trillion by 2023. Paytm, PhonePe, Google Pay, NPCI's Bhim app are the most dominant digital payment apps in the country.
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