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Paytm Payments Bank launched: Offers 4% interest, cashbacks on deposits
Cash withdrawal charges
For most payments banks, there is a cash withdrawal charge.
Paytm Payments Bank's cash withdrawal charges using the ATM is similar to any other major bank of the country. You will get five free transactions in non-metro cities and three free transactions in a metro city, after which you will be charged Rs20 for each cash withdrawal and Rs5 for non-financial transactions like taking out a mini statement. In case you need a physical statement from the bank, you will have to pay Rs50 plus delivery charges; additional service tax will also be applicable.
Airtel Payments Bank will charge 0.65% of the withdrawal amount if you withdraw cash from a banking point.
India Post Payments Bank will not charge any fee if you withdraw money using an ATM card at India Post Payments Bank ATM or Punjab National Bank ATM. However, for withdrawals from other bank ATMs, you will be charged as per standard Reserve Bank of India (RBI) rules-you will get five free transactions in non-metro cities and three free transactions in metro cities, after which you will be charged Rs20 for financial transactions and Rs8 for non-financial transactions. For doorstep banking, where the bank delivers cash at the customers doorstep, cash deposit and withdrawal charges range between Rs15 and Rs35, depending on the amount.
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