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Know why Paytm is charging fee on adding money to Wallet
These are not limited to shopping on Paytm Mall. The coupons can also be used for bill payments, recharges, and so on. Although the vouchers will expire on December 31, 2017 but the FAQ mentions that this can be extended on request. One thing to note here these charges are only being applied on credit card users, so if you're using a debit card, net banking, or UPI/IMPS payments, then you are not affected by this move.
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