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5 common hidden bank charges!
Cheque transaction charges
As such, issuing and receiving cheque payments does not cost anything. But all is not as simple as it appears. If a cheque is returned without being paid, it carries a penalty. In case of intercity payment via cheque, a bank has to bear additional costs of clearing, which it draws out from the customer's account. Asking a bank to withhold cheque payments also carries charges. For instance, Axis bank charges Rs.100 every time you ask for holding a cheque payment. Requesting cheque books beyond an allowed quota too has a price. Banks usually charge customers Rs.2 per cheque. This means, if you ask for a booklet with 50 cheques, it costs Rs.100.
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